OzUltra Australia Backpacking Guide OzUltra Australia Backpacking Guide OzUltra Australia Backpacking Guide
Australian Tax File Number Explained

Australian Tax File Number Explained

If you want to work while you are backpacking in Australia you're going to need a Tax File Number. So what the hell is a Tax File Number? A Tax File Number (T.F.N) is a unique tax number which is issued by the Australian Tax Office to people who wish to work in Australia. It's only issued once for the duration of your life time and will be used to keep your tax records while you work.

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Training Courses For Working in Australia

Training Courses For Working in Australia

When you're backpacking around Australia you will find that some jobs require you to attend a basic training course before you can start work. Training courses are usually quite short and are meant to give you the necessary qualifications/certificates needed to start work. Learn which courses you will need to start working in Australia.

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Finding Work - Employment In Australia

Finding Work - Employment In Australia

If you're on a working holiday visa, finding work while backpacking around Australia is going to help you live comfortably and enjoy all the things you want to do.

Even before you go to Australia, there's quite a lot of preparation you can do to maximise your chances of getting work quickly when you arrive and earning a fairly continuous cash flow when you need it.

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Recruitment Agencies in Australia

Recruitment Agencies in Australia

One of the best ways to get work while backpacking in Australia is using the recruitment agencies. A recruitment agency is a company that specialises in finding jobs for backpackers in Australia either on a permanent or temporary basis. There are loads of recruitment agencies that can help you get work all over Australia.

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Australian Superannuation Funds Explained for Backpacking in Australia

Australian Superannuation Funds Explained

For backpackers in Australia, superannuation can be seen as a savings account where the money you save can be claimed back when you leave.

So what is a superannuation fund? Superannuation is a compulsory pension scheme that has been setup by the Australian government to ensure Australian citizens have money to live on after they retire. It's paid out of the wages you earn (by your employer) and goes into a superannuation fund which is held by a superannuation company until you claim it back.

Regardless of where you are in Australia or what job you get, if you earn more than AUD$450 per month your employer is required by law to pay the equivalent of 9% of your wages into a superannuation fund on your behalf. For example if you get paid $500AUD each week, your employer is required to pay $45AUD into a superannuation fund of your choice (more in a moment) for every week you get paid.

There are many different Superannuation Fund companies that will 'look after' your money for the duration of your stay and it will be your choice which one you use. As mentioned before, the good thing about this is that if you have a student/temporary or Working Holiday Visa when you leave the country you can claim it all back.

For example, if you had a 1 year Working Holiday Visa and extended it for a further year that could be quite a lot of money to spend when you return home (see section Working Holiday Visa Extension).

How do I get my superannuation fund get setup?

Usually this is all done just before you start work or when you sign up with a recruitment agency. Before you begin any new employment, they will give you a sheet of paper that asks you for the name of the fund you want them to pay the money in to.

All you have to do is provide which superannuation company you want the funds to be paid to. It really is as simple as that! Each employer/recruitment agency has a fund that they use by default if you haven't already chosen one.

For example you could be in Brisbane and land a job as a waiter/waitress and the fund company they use is 'AMP Superleader'. Then you decide to head north up to Cairns and get a job working in a bar and the fund they use could be 'SunCorp'.

So which superannuation fund should I use?

If you're on a Working Holiday Visa/student visa, it doesn't really matter which fund you choose because you will be claiming your money back after you have left the Australian work force (i.e when you return home).

Ideally, the best thing to do is choose one and stick to it (i.e, use the same superannuation fund company with each new employer/recruitment agency you work for). This will make it much easier to claim back your money because you will only have the one super fund company to deal with.

So that's the ideal situation but it doesn't always work out that way. Usually employers only use 1 or 2 supperannuation companies and might not be able to use the same one you have chosen. In this case you would need to choose one of the funds they use and add it to a list of superannuation companies you will need to claim your money back from.

The best thing to do is make a list of all the superannuation fund companies you have used while you've been working including dates for the periods you work, name of the fund company, name of the employer and copies of your wage slips. This will help immensely when you want to claim your money back!

When can I claim my superannuation money back?

You can claim your superannuation money back once you have...

  • Left the Australian work force permanently

  • Left the country and your visa has expired

So after you have left the country (or workforce) and your visa has expired, you can make a claim to get your funds paid back. This claim should be made at the soonest possible opportunity because each day the super fund goes unclaimed it decreases in value. So get in there quick and claim back what is rightfully yours!

Can I get help retrieving my superannuation fund money?

Yes, there are a number of companies who are willing to help you claim your money back and take the hassle out of tracking down the funds for you. The people over at Taxback.com are quick, helpful and take a modest percentage for their services.

Top OzUltra Articles Backpacking Australia
Cash Supply - Carrying money safely - Backpacking in Australia

Cash Supply - Carrying money safely - Backpacking in Australia

Whatever plans you have made for backpacking in Australia you will need to take some cash with you. The amount you take will depend on what you have managed to do in the planning phase (i.e, prebooked accommodation, shuttle, opened an Australian bank account, etc...). Learn how much cash you will need to take to Australia to see you through the first 2 weeks.

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Top OzUltra Articles Backpacking Australia
Employment Documents - Work Resumes(C.V) for Backpacking Australia

Employment Documents - Work Resumes(C.V) for Backpacking Australia

For better chances of getting work in Australia you may wish to create and store some employment documents. A Resume (C.V) with a covering letter would make a good impression on a new employer.

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Recruitment Agencies in Australia

Recruitment Agencies in Australia

One of the best ways to get work while backpacking in Australia is using the recruitment agencies. A recruitment agency is a company that specialises in finding jobs for backpackers in Australia either on a permanent or temporary basis. There are loads of recruitment agencies that can help you get work all over Australia.

Australian Tax File Number Explained

Australian Tax File Number Explained

The good thing for people on a Temporary Working visa is that you can make a claim for all of the employment tax you have paid when you leave the country.

Backpackers Guide to Driving in Australia - PART 1

Driving in Australia will easily provide you with the most freedom to explore. Having your own vehicle you can go anywhere, at any time without the hassle of public transport.

Using Mobile Phones & Backpacking Around Australia

A mobile phone is a necessity for anybody spending time in Australia. Even if you're only staying for a short period it's still highly advisable to get an Australian SIM card and compatible mobile phone.

Ferry Services In Australia - Useful Backpacking Tips

There are lots of ferries dotted around Australia. There are river boats/ferries and CityCats. Some take vehicles across small river crossing points and others which cross from Melbourne to Tasmania.

About OzUltra Backpacking »

The OzUltra Backpacking Australia Guide has been complied by a small team of seasoned backpackers who love Australia and share this guide freely for all future backpackers heading to Australia.

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